Types of Federal Loans

Learn more about the types of federal loans you may be eligible to receive:

  • Federal Direct Loans
  • Perkins Loans
  • PLUS Loans


When you're awarded a Federal Direct Loan for the first time, you generally must complete a federally mandated counseling session before your loan is disbursed.

You can find more information here.

The online counseling session, which will take about 30 minutes to complete, provides information on your rights and responsibilities as a student borrower, including such topics as loan obligations, the consequences of delinquency and default, developing a budget, and managing your finances.