Managing Your Money

Why worry about managing your money? Why not just go with the flow? Good things can happen. You've got your whole life to get things together.

You've probably heard those excuses from your friends and classmates.

But if you want to get where you want to be, you need a different point of view. Sure you could get lucky. But it's just as easy to run into financial roadblocks.

Managing your money isn't just one task. It's getting several things to work together, under your control. And nobody's born knowing how to do it. It's something you have to learn and it takes practice — like most things that are important.

Here's what's involved: